Investec is a distinctive Specialist Bank serving clients principally in the UK and South Africa. Our culture gives us our edge: we work hard to find colleagues who'll think out of the ordinary and we put them in environments where they'll flourish. We combine a flat structure with a focus on internal mobility. If you can bring an entrepreneurial spirit and a desire to learn and collaborate to your work, this could be the boost your career deserves.

A small legal team providing support to Investec's Asset Finance Group businesses. 

What will I be doing?

•  Deliver legal support and advice in respect of AFG activities generally across multiple offices in the UK and Channel Islands, including but not limited to all Consumer Credit Act (CCA)         and FCA regulatory requirements and predominantly in relation to motor finance.
• Advice, support and liaison with AFG and Mann Island Complaints on complex complaints, in particular relating to motor finance commission.
• Advice, support and liaison with AFG Legal and external counsel as appropriate in relation to general funder/dealer/customer/supplier litigation and, specifically, in relation motor  finance commission claims.
• Provide effective legal advice/oversight and support in relation to:
  a.    Transaction documentation such as HP, PCP, lease and loan financing agreements, security documents etc.
  b.    Back-book related matters including regulatory advice, problematic complaints and litigation;
  c.    New products;
  d.    Policies and procedures;
  e.    Legal documentation including NDAs, terms and conditions and client documentation;
  f.    Effective management information for stakeholders.
• Prepare contractual documentation with the business and, where instructed, with external lawyers.
• Identify legal risks with consideration to internal credit requirements.
• Assist in various capacities with the delivery of AFG transactions and projects, special initiatives, new products, issues resolution or business opportunities.
• Liaise with AFG and MIF Compliance to ensure adherence to AFG's regulatory obligations and implementation of new initiatives.
• Ensure the AFG platforms (e.g. contractual templates) have a robust legal risk environment, review new documentation (including third party intermediary contract templates) and maintain accurate records.
•  Other ad hoc legal support for AFG as the case may be from time to time.
•  Assist AFG's data protection function, informing and advising the business about its obligations with regard to data protection law.
• Attend key business forums. 

What are we looking for?

• Regulatory knowledge as applicable to role: CCA, data protection law, FCA regulation, FOS, contractual law, consumer law (including Consumer Rights Act 2015) and working knowledge and experience in asset finance and commercial documentation.
• Relationship Management and communication: ability to create and maintain strong relationships with key interfaces especially, external lawyers, introducers, front office and team members.
• Risk Understanding: Ability to assess and interpret legal risks.

Any other attributes that would be helpful, but not essential for the role?

• Experience in the motor finance sector, specifically in relation to commission and satisfactory quality disputes.
• Self-motivated team player
• Ability to work independently

As part of our collaborative & agile culture, our working week is 4 days in the office and one day remote.

Investec offers a range of wellbeing benefits to make our people feel healthier, balanced and more fulfilled in their lives inside and outside of work.

Here is a selection of what we offer;

Wellbeing

Wellbeing Subsidy, Corporate Gym Membership, Virtual GP, Peppy Health App (Fertility, Menopause and Early Parenthood), Optional Private Medical & Dental Insurance

Monetary

Non-contributory Pension & Discretionary Bonus

Life & Income Protection

Life Assurance, Critical Illness & Income Protection

Travel

Season Ticket Loan & Electric Vehicle Scheme 

Embedded in our culture is a sense of belonging and inclusion. This creates an environment in which everyone is free to be themselves which helps to drive innovation, creativity and ultimately business performance. At Investec we want everyone to find it easy to be themselves, and to feel they belong. It's a responsibility we all share and is integral to our purpose and values as an organisation.

Research shows that some candidates can be reluctant to apply to a role unless they meet all the criteria. We pride ourselves on our entrepreneurial spirit here and welcome you to do the same – if the role excites you, please don't let our person specification hold you back. Get in touch!

Recite Me

We commit to ensure that everyone is fairly assessed during our recruitment process. To assist candidates in completing their application form, Recite Me assistive technology is available on our Careers pages. This can be accessed by clicking on the ‘Accessibility Options' link at the top of the page.

The Recite Me tool includes a screen reader, styling and customisation options, a series of reading aids, a translator and more.

If you have any form of disability or neurodivergent need and require further assistance in completing your application, please contact the Careers team at [email protected] who will be happy to assist.