Job description

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  • Location:
    London - 30 Gresham Street
  • Department:
    Growth & Leveraged Finance
  • Division:
    Investec Corporate and Investment Banking
  • Employment Type:
    Full time
  • Salary:
    Competitive

Collateral & business review analyst (3702)

Description:

Growth & Leveraged Finance provides financing to businesses (typically with EBITDA £2m-£75m) in the UK, Ireland and mainland Europe (specifically Benelux and DACH regions) for both financial sponsor and non- financial sponsor backed owners. Finance provision is typically event driven and includes growth capital, acquisition finance & management buyouts, leveraged finance & syndicated debt, refinances & recapitalisations and structured corporate lending. Our core capabilities include originating, structuring and arranging capital for financial sponsors, entrepreneurs and owner-managers and, thereafter, portfolio and balance sheet management.

We have been supporting UK and European businesses for more than 15 years and currently have £1.7bn AuM supporting 90+ clients.

We have a proactive, flexible and solutions-driven approach and seek to customise debt solutions that fit the client's needs. Structures are typically senior secured debt and unitranches, integrated asset-based & cash flow solutions, subordinated debt and minority equity, working capital and capex/acquisition facilities with the ability to provide underwrites and/or bridge structures where a client need exists. Target returns range from gross yields of 3.0% to 10.0%+. This provides our empowered investment professionals a wide platform to optimise origination efforts and to deliver financing certainty, rapidly, to clients all day, every day across the business lifecycle. 

 Key responsibilities

An Analyst level role within Asset Based & Cash flow lending of our G&LF team will have the following primary focuses;

  • Undertake onsite portfolio business and audit reviews to provide independent risk and business overview
  • Due diligence and reporting including trend and collateral modelling
  • Participate in portfolio review forum
  • To provide financial and credit information analysis to support for portfolio and origination
  • Operational support from account opening to monthly reconciliation
  • Daily desk authorisation for transactions Invoice/Credit/Drawdowns balancing client service, risk and portfolio support.
  • To ensure prompt and accurate transaction processing
  • Monthly reconciliations of portfolio movements to client systems
  • Monthly collateral reconciliation & MI
  • Dealing with day to day client queries
  • Preparation of client documentation
  • Credit information research on clients customers, suppliers and competitors
  • Contribute to the development of operational processes and procedures
  • To ensure that the client communication/contact experience is professional, efficient and effective in supporting all client facing contacts
  • Perform any other duties which may be reasonably required
  • Will involve UK travel and overnight stays (Covid-19 permitting and in line with Government and organisation guidance)

Performance and Development will reviewed via the team “Performance Lens” as follows:-

  1. Client, Connectivity & Collaboration
  2. Financial Growth (short term)
  3. Financial Performance (long term)
  4. Internal effectiveness and risk consciousness
  5. People and team

Specific Areas of responsibilities

  • Portfolio business reviews – Provide independent risk and business overview of existing portfolio clients through completion of onsite and remote business/audit reviews.  Completion of detailed work plan to ensure client collateral and financial operations are in line with facility agreement and deal structure.   Early identification of key risk issues to ensure funding is at appropriate levels.  Make proposals and recommendations with regards funding levels and facility operations.
  • Due diligence – Complete onsite due diligence of potential target clients.  Completion of detailed work plan to understand business, client systems, processes and collateral.  Advise deal team of key collateral risks and make proposals with regards collateral funding levels and facility operations.
  • Review of monthly collateral, reconciliations & MI – Complete review of client month end collateral and reconciliation submissions.  Ensure reconciliations are completed accurately and timely.  Complete reconciliation processes for submission to operational teams to ensure funding levels are accurate and up to date.  Analytical review of client MI, review and report on key findings to portfolio team.
  • Dealing with day to day client queries – Ensure timely and accurate resolution of all client queries.  Review and authorise daily amendments to client's collateral and loan balances
  • Internal effectiveness and risk consciousness-
  • Excellent technical skill base (risk management, due diligence, credit and structuring fundamentals)
  • Develop project management skills to ensure that timelines and deliverables on client requirements and transactions are met
  • Maintain our license to operate by ensuring full compliance with the Investec Procedures / Compliance / Organisational policies and frameworks. To ensure an environment of risk consciousness and compliance with applicable regulatory and legal and other requirement.
  • Create and maintain effective and enduring working relationships with the wider internal stakeholders. In particular, to work closely together with fellow team members to provide clarity of direction, and ensure seamless co-ordination across CIB

 
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Location
London - 30 Gresham Street
30 Gresham Street, London, England, GB, EC2V 7QN
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Meet the recruiter

Lindsay Russell

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Benefits

Pension
Private Medical Cover
Virtual GP
Gym Discounts
Psychologist Service
Annual Leave
Life Assurance