Job description
- Location:Mumbai
- Department:Energy & Infrastructure
- Division:Investec India
- Employment Type:Full time
- Salary:Competitive
Credit Analyst (13261)
Investec – Where Out of the Ordinary Happens
At Investec, we do things differently. We're a leading international bank and wealth manager built on a culture of curiosity, entrepreneurial spirit and human connection. Ideas are heard, ambition is celebrated, and impact is encouraged. As part of a team that challenges convention and strives for outperformance, you'll help shape bold solutions for clients who expect something more than the ordinary.
The Energy & Infrastructure (EIF) team originates, distributes and advises debt and advisory transactions for clients in the Energy and Infrastructure space. The EIF UK team acts for clients in UK and Europe.
Roles and Responsibilities:
Role is to support the EIF team in origination and ongoing management of the portfolio with a focus on supporting the team with internal monitoring and reporting requirements for the EIF portfolio. The role holder will utilise asset level information incl credit papers, finance and project documents plus output from Investec source systems to perform the role. Key responsibilities include:
- Years of experience - 5 to 8 years
- Conduct thorough annual reviews of existing credit facilities in the energy and infrastructure sectors, assessing performance, risk factors, and compliance with covenants.
- The annual review reports on asset level performance with reference to the financial close and updated base cases.
- For greenfield/construction assets periodic monitoring of construction progress via review of the contractor/ Lender Technical Adviser reporting.
- Monitor and manage a diverse portfolio of energy and infrastructure assets, ensuring alignment with investment strategy and risk appetite.
- Develop and maintain financial models to evaluate the creditworthiness of counterparties and assess the impact of market changes on portfolio performance.
- Information and Financial Covenant monitoring for the EIF UK portfolio.
- Support the EIF team by attending relevant internal meeting and actioning follow ups as necessary including weekly EIF Team meetings, monthly GLO meetings.
- Other support activities associated with ongoing origination or portfolio management including but not limited to: population of data for waivers/amendment papers; maintenance of portfolio level static data incl main counterparties; collation of sustainability reporting information.
Key competencies required include:
- Fluent in English and excellent oral and written skills
- Knowledge of the Energy and Infrastructure sector and its debt financing structures preferred.
- Good team player who is able to deliver in a time-efficient manner.
- Excellent command of PowerPoint, Word, Excel, and other relevant tools and databases.
- To act with integrity at all times and embrace the philosophy of treating our customers fairly (compulsory)
- Regulatory Knowledge as applicable to role (compulsory).
As part of our collaborative & agile culture, our working week is 4 days in the office and one day remote. We believe that being together enables us to live our values and support our clients and communities in an extraordinary way.
Investec offers a range of wellbeing benefits to make our people feel healthier, balanced and more fulfilled in their lives inside and outside of work. You can find a list of our benefits here
Embedded in our culture is a sense of belonging and inclusion. At Investec we want everyone to find it easy to be themselves, and to feel they belong. It's a responsibility we all share and is integral to our purpose and values as an organisation. We believe that innovation thrives when everyone feels respected, included, and empowered to contribute.
We actively seek out diverse talent and foster an inclusive environment, encouraging applications from people of all backgrounds and experiences. Here, you'll find networks, benefits, and development opportunities designed to support your career journey, wherever it may lead.
If this role excites you but you don't meet every requirement, we'd still love to hear from you. Your unique perspective and experience could be exactly what we are looking for. Get in touch!
At Investec, we're deeply invested in our clients, our colleagues, and our communities. It's more than a mindset; it's how we show up every day.
Be part of something Out of the Ordinary.
Recite Me
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