Description of role and key responsibilities

The Credit Hub supports a number of lending desks including Aviation Finance which is London based.

The Aviation desk operates as a global team providing innovative funding solutions to the Aviation industry holding with relationships with airlines, lessors as well as manufacturers, raising debt and equity finance from partnerships with global financial institutions in the fund space as well as providing balance sheet lending.

Responsibilities:

The primary objectives for the Credit Analyst are to assist with the annual review process and to manage the portfolio assets within the Aviation Finance teams.  Responsibilities include:

Credit Analysis / Annual Reviews

·       Support the Desk on the New Deal review process, including using AI platforms to draft and complete necessary documentation

·       Coordinate with the Desk to manage the annual credit review process for the existing portfolio assets, ensuring timely completion of analysis, approvals and supporting documentation

·       Maintain the inhouse procedure documentation

·       Demonstrate high numerical proficiency and execution skills, integral to asset-backed and cash flow lending operations.

·       Research clients diligently and obtain necessary information to support the execution and completion of annual reviews, leveraging strong credit skills to ensure thorough evaluation and compliance.

·       Adhere to stringent timelines and possess a comprehensive understanding of the Aviation deal lifecycles.

·       Provide the required KPIs to the desk for workscope management

·       Acquiring a thorough understanding of the lending book through engagement with the Lending Desk and Financial Control.

·       Developing comprehensive market knowledge of specific assets.

Reporting

·       Collaborating with the Aviation desk to generate necessary reports for the trading of balance sheet exposures as needed to manage credit.

·       Collating external reporting for investors on both a monthly basis and as required

·       Assisting the Financial Control team with the forecasting process.

·       Providing additional reporting support as required.

Other

·       Taking ownership and responsibility for Desk Management Information (MI) on PowerBI, including the collating and review of static data.

·       Build and maintain positive relationships with key internal stakeholders (e.g. credit, origination team, onboarding) with the aim of meeting internal KPIs and providing a high level of customer service.

·       Demonstrate self-motivation and a results-driven mindset to consistently deliver high-quality work, while actively seeking personal development and continuous improvement to support the Aviation Team in creating and refining processes and procedures.

Core skills and knowledge

Key competencies required include:

·       Excellent command of PowerPoint, Word, Excel and other relevant tools / databases including AI and system platforms as needed

·       Fluent in English and excellent oral and written communications skills.

·       Strong attention to detail.

·       Willingness to obtain foundation knowledge of the asset market.

·       Sound understanding of financial reporting (P&L, balance and cashflow).

·       Sound understanding of credit and risk.

·       Ability to think critically, engage in analysis and make decisions.

·       Ability to research, implement and deliver projects in a time-efficient manner with strong adherence to delivery dates.

·       Willingness to learn; able to pick up new skills and technologies quickly.

·       Market Knowledge: sound awareness of the market/economic landscape and knowledge of how the business functions.

·       To act with integrity at all times and embrace the philosophy of treating our customers fairly (compulsory)

·       Regulatory Knowledge as applicable to role (compulsory)

·       Personable nature to build and manage relationships with internal and external stakeholders.

Any other attributes that would be helpful, but not essential for the role.

Educational Background:

·       BCom Degree (or Higher)

Cultural Attributes

·       Team player and able to build and maintain relationships with strong communication and time management skills

·       Ability to take initiative with an outgoing personality.

·       Confident with the ability to perform in a stretch team environment.

At Investec we look for dynamic, energetic people filled with tenacity, integrity and out of the ordinary thinking. We value individuals who in turn value our culture; that is, a can-do attitude while challenging convention. Diversity, competency and flexible leadership are respected in pursuit of the growth of our business.