Team Description

Corporate Banking Portfolio Management

Investec Corporate Banking positions itself as “the bank behind extraordinary businesses,” aiming to be a trusted partner in our client's success, supporting clients through both good and challenging times.

We are building on a strong foundation of success both in SA and UK in supporting mid-market companies and their founders through its segments and specialised product areas, while our new proposition will help us bring the whole of Investec in a seamless, connected and aligned way.

Our clients tell us how they value our agility, out-of-the-ordinary approach to finding solutions and the refreshingly human connection they experience. 

The Portfolio Management Analyst is integral to this mission, working alongside Associate Relationship Managers to deliver seamless, client-focused solutions and insights.

Description of role and key responsibilities

Responsibilities:

Role is to support the Corporate Banking team in origination and ongoing management of the portfolio with a focus on supporting the team with internal monitoring and reporting requirements for the portfolio.

Responsibilities include:

·       Portfolio management – Monitor financial performance and covenant compliance, prepare annual reviews, examine amendments and waiver requests, provide performance updates, identify and act on warning signals and actively participate in portfolio reviews and assist on those credits that have deteriorated and/ or are challenged.

·       Data capture and analysis – Review and analyse monthly management information (vs budget, prior year and base case) within set timescales.  Strong attention to detail required when undertaking data collection, validation and analysis.  Update Direct Lending portfolio monitoring templates and track receipt of compliance certificates.  Identify and provide insight to the Portfolio Manager.

·       Credit analysis – Strong credit skills required for the completion of annual renewals and new lending opportunities. Highly numerate with strong execution skills and a proven ability to operate in a private equity centric business.  Requirement to meet timelines and to possess an understanding of the private equity deal lifecycle.

·       Internal effectiveness – Requirement to build and develop positive relationships with key internal stakeholders (e.g. credit, the origination team, onboarding) with the aim of meeting internal KPIs and providing a high level of customer service.

·       Proactiveness – A self-starter with a drive for results and a motivation and ambition to deliver a consistent high-quality output. It is important that any individual evidences an on-going drive for personal development and continuous improvement and use these skills to help the Private Credit Management team to formulate new as well as improve existing products, processes and procedures.

·       Provide adhoc support to the origination and banking teams as needed.

Key competencies required include:

·       Excellent command of PowerPoint, Word, Excel, and other relevant tools and databases.

·       Fluent in English and excellent oral and written communications skills.

·       Sound understanding of financial statements.

·       Ability to think critically, engage in analysis and make decisions.

·       Ability to research, implement and deliver projects in a time-efficient manner.

·       Willingness to learn; ability to pick up new skills and technologies quickly.

·       Ability to develop strong market Knowledge with a sound awareness of the market/economic landscape.

Any other attributes that would be helpful, but not essential for the role.

Educational Background:

·       MBA Finance / CA /CFA

Cultural Attributes

·       Team player with an ability to build trusted relationships.

·       Ability to take the initiative with an outgoing personality.

·       Confident with the ability to perform in a stretch team environment.

At Investec we look for dynamic, energetic people filled with tenacity, integrity and out of the ordinary thinking. We value individuals who in turn value our culture; that is, a can-do attitude while challenging convention. Diversity, competency and flexible leadership are respected in pursuit of the growth of our business.