Job description

  • Location:
  • Department:
    Group Risk
  • Division:
    IBP Risk & Compliance
  • Employment Type:
    Full time
  • Salary:

Junior Credit Analyst (6421)

Investec is a distinctive Specialist Bank.  Our culture gives us our edge: we work hard to find colleagues who'll think out of the ordinary and we put them in environments where they'll flourish. We combine a flat structure with a focus on internal mobility. If you can bring an entrepreneurial spirit and a desire to learn and collaborate to your work, this could be the boost your career deserves.

Embedded in our culture is a sense of belonging and inclusion. This creates an environment in which everyone is free to be themselves which helps to drive innovation, creativity and ultimately business performance. At Investec we want everyone to find it easy to be themselves, and to feel they belong. It's a responsibility we all share and is integral to our purpose and values as an organisation.

Research shows that some candidates can be reluctant to apply to a role unless they meet all the criteria. We pride ourselves on our entrepreneurial spirit here and welcome you to do the same – if the role excites you, please don't let our person specification hold you back. Get in touch!


About the role

The Junior Credit Analyst will be responsible for the preparation of annual reviews, monitoring daily risk reports, ongoing communication with the Dealing Team, Sales Development Team and the Credit Team in respect to various credit related issues.



  • New Credit Applications: Preparation of new credit applications for the TPD Sales Team. This involves recommending appropriate trading limits and assessing the credit strength and trading requirements of newly signed clients. These are prepared weekly and are presented at either Desk Credit Committee or Senior Credit Committee every Friday for approval.
  • Annual Credit Review: The management of annual credit reviews for existing corporate clients. Providing recommendations for limit changes to Front Office (based on an assessment of clients, FX requirements & financial strength), discussing key financial risks with Credit. Credit reviews are prepared on a daily basis & discussed at either Desk Credit or Senior Credit on Fridays.
  • Report Monitoring: Ongoing liaison with the Credit Department on FX credit exposures reports are received daily & queries sent to dealers on any issues. Follow-up with dealer and credit on limit breaches.
  • Month End & Quarterly Reporting: Preparation of month credit activity and credit exposure report.
  • Weekly Discussion with Head of TPD: Run through any credit reviews for the week ahead, discuss any limit changes or margin issues.
  • Legal Team Interaction: Work closely with Legal in regards to ensuring that Facility Letters are received back. Legal send a list weekly, which the Junior Credit Analyst circulates to the Dealers & Sales Team, and follows up directly with clients on.
  • Various Ad Hoc Duties for the Treasury Credit Team: This may involve industry analysis, preparation of customer reports, screening of new clients, preparation of customer biographies for internal events, sales pipeline analysis, sector analysis, limit utilisation and net exposure reports, regulatory working groups, preparation of sales presentations for new business team etc.
  • A Very Interactive Role- Essentially the liaison between the TPD and Credit Teams, requires strong engagement between the Teams and a proactive approach


Core Skills and Knowledge

  • Excellent Organisational & Time Management skills
  • Good Numerical Accuracy
  • Attention to Detail
  • Good Interpersonal and communications skills
  • Ability to multitask
  • Good administrative skills
  • Show initiative/self-starter
  • Ability to meet deadlines
  • Financial analysis and understanding of credit risk
  • Interest in FX markets and products

Close map
The Harcourt Building, Harcourt Street, Dublin, Ireland, D02 F721

Meet the recruiter

Lindsay Russell


We commit to ensure that everyone is fairly assessed during our recruitment process.

Let us know if you need any reasonable adjustments to complete your application.

Share this page
Share with linkedin
Share with facebook
Share with twitter
Share with email
Job Alerts
Create an alert subscription based on this Job


Private Medical Cover
Virtual GP
Gym Discounts
Psychologist Service
Annual Leave
Life Assurance