Investec – Where Out of the Ordinary Happens

At Investec, we do things differently. We're a leading international bank and wealth manager built on a culture of curiosity, entrepreneurial spirit and human connection. Ideas are heard, ambition is celebrated, and impact is encouraged. As part of a team that challenges convention and strives for outperformance, you'll help shape bold solutions for clients who expect something more than the ordinary.

Role description

As a Loan Originations Specialist in the PCLO (Private Client Lending Operations) team, your main responsibility is the management of the loan journey from credit approval to pay-away. You will manage a varied portfolio of retail and specialist mortgages, as well as other types of secured and unsecured lending.

Your role is crucial in delivering a high quality of service to our clients while building great relationships with our panel firms and internal stakeholders.

Working under MCOB and other regulations and with an understanding of all associated risks you will be responsible for the following: 

• Pipeline Management: Managing a pipeline of cases proactively and efficiently to ensure cases are moving from application to completion in a timely manner. This would include management of required documentation release and legal due diligence.
• Exception Management: Liaising with internal teams to resolve any challenges that arise throughout the origination process and escalating to management where appropriate.
• Third Party Liaison: Working with external firms such as valuers and solicitors to ensure the relevant due diligence has been completed prior to pay-away.
• Regulatory & Risk Compliance: Ensuring all regulatory and internal requirements have been met prior to loan completion.
• Project Participation: Participating in ad hoc projects and small change initiatives where relevant.
• Support Flexibility: Supporting the wider Lending Operations team during busy periods, being flexible within your role and daily tasks.

Core skills and knowledge

• Excellent knowledge of operational processes involved in mortgage, property & secured lending to individuals and SPVs.
• A sound knowledge of credit, regulatory and legal requirements for mortgages and personal lending.
• Ability to balance client experience with business and operational risk.
• Ability to manage multiple deals and tasks in tandem in line with SLAs and whilst keeping key stakeholders informed of progress

Personal Attributes

• Excellent communication skills with the ability to influence stakeholders and manage expectations.
• Good organisation and strong attention to detail.
• Energetic and enthusiastic, a self-starter who is keen to work hard and help develop the business.
• Passionate about providing extraordinary service to our clients.
• Analytical mind set - ability to problem solve and take ownership of creating positive outcomes.
• Thrive as part of a wider team and interacting with a variety of stakeholders at all levels.

Any other attributes that would be helpful for the role

CeMap qualification and knowledge of the MCOB & CCA regulations would be advantageous

As part of our collaborative & agile culture, our working week is 4 days in the office and one day remote. We believe that being together enables us to live our values and support our clients and communities in an extraordinary way.

Investec offers a range of wellbeing benefits to make our people feel healthier, balanced and more fulfilled in their lives inside and outside of work. You can find a list of our benefits here

Embedded in our culture is a sense of belonging and inclusion. At Investec we want everyone to find it easy to be themselves, and to feel they belong. It's a responsibility we all share and is integral to our purpose and values as an organisation. We believe that innovation thrives when everyone feels respected, included, and empowered to contribute.

We actively seek out diverse talent and foster an inclusive environment, encouraging applications from people of all backgrounds and experiences. Here, you'll find networks, benefits, and development opportunities designed to support your career journey, wherever it may lead.

If this role excites you but you don't meet every requirement, we'd still love to hear from you. Your unique perspective and experience could be exactly what we are looking for.  Get in touch!

At Investec, we're deeply invested in our clients, our colleagues, and our communities. It's more than a mindset; it's how we show up every day.

Be part of something Out of the Ordinary.

Recite Me

We commit to ensure that everyone is fairly assessed during our recruitment process. To assist candidates in completing their application form, Recite Me assistive technology is available on our Careers pages. This can be accessed by clicking on the ‘Accessibility Options' link at the top of the page.

The Recite Me tool includes a screen reader, styling and customisation options, a series of reading aids, a translator and more.

If you have any form of disability or neurodivergent need and require further assistance in completing your application, please contact the Careers team at [email protected] who will be happy to assist.