Investec is a distinctive Specialist Bank serving clients principally in the UK and South Africa. Our culture gives us our edge: we work hard to find colleagues who'll think out of the ordinary and we put them in environments where they'll flourish. We combine a flat structure with a focus on internal mobility. If you can bring an entrepreneurial spirit and a desire to learn and collaborate to your work, this could be the boost your career deserves.

As a Loan Originations Specialist in the PCLO (Private Client Lending Operations) team, your main responsibility is the management of the loan journey from credit approval to pay-away. You will manage a varied portfolio of retail and specialist mortgages, as well as other types of secured and unsecured lending.

Your role is crucial in delivering a high quality of service to our clients while building great relationships with our panel firms and internal stakeholders.

Working under MCOB and other regulations and with an understanding of all associated risks you will be responsible for the following: 

• Pipeline Management: Managing a pipeline of cases proactively and efficiently to ensure cases are moving from application to completion in a timely manner.  This would include management of required documentation release and legal due diligence.
• Exception Management: Liaising with internal teams to resolve any challenges that arise throughout the origination process and escalating to management where appropriate.
• Third Party Liaison: Working with external firms such as valuers and solicitors to ensure the relevant due diligence has been completed prior to pay-away.
• Regulatory & Risk Compliance: Ensuring all regulatory and internal requirements have been met prior to loan completion.
• Project Participation: Participating in ad hoc projects and small change initiatives where relevant.
• Support Flexibility: Supporting the wider Lending Operations team during busy periods, being flexible within your role and daily tasks.

What are we looking for?

• Excellent knowledge of operational processes involved in mortgage, property & secured lending to individuals and SPVs..
• A sound knowledge of credit, regulatory and legal requirements for mortgages and personal lending.
• Ability to balance client experience against business and operational risk.
• Ability to manage multiple deals and tasks in tandem in line with SLAs and whilst keeping key stakeholders informed of progress
• Excellent communication skills with the ability to influence stakeholders and manage expectations.
• Good organisation and strong attention to detail.
• Energetic and enthusiastic, a self-starter who is keen to work hard and help develop the business.
• Passionate about providing extraordinary service to our clients.
• Analytical mind set - ability to problem solve and take ownership of creating positive outcomes.
• Love working as part of a wider team and interacting with a variety of stakeholders at all levels.

If this is the role for you, click apply today and the team will be in touch shortly!

As part of our collaborative & agile culture, our working week is 4 days in the office and one day remote.

Investec offers a range of wellbeing benefits to make our people feel healthier, balanced and more fulfilled in their lives inside and outside of work.

Here is a selection of what we offer;

Wellbeing

Wellbeing Subsidy, Corporate Gym Membership, Virtual GP, Peppy Health App (Fertility, Menopause and Early Parenthood), Optional Private Medical & Dental Insurance

Monetary

Non-contributory Pension & Discretionary Bonus

Life & Income Protection

Life Assurance, Critical Illness & Income Protection

Travel

Season Ticket Loan & Electric Vehicle Scheme 

Embedded in our culture is a sense of belonging and inclusion. This creates an environment in which everyone is free to be themselves which helps to drive innovation, creativity and ultimately business performance. At Investec we want everyone to find it easy to be themselves, and to feel they belong. It's a responsibility we all share and is integral to our purpose and values as an organisation.

Research shows that some candidates can be reluctant to apply to a role unless they meet all the criteria. We pride ourselves on our entrepreneurial spirit here and welcome you to do the same – if the role excites you, please don't let our person specification hold you back. Get in touch!

Recite Me

We commit to ensure that everyone is fairly assessed during our recruitment process. To assist candidates in completing their application form, Recite Me assistive technology is available on our Careers pages. This can be accessed by clicking on the ‘Accessibility Options' link at the top of the page.

The Recite Me tool includes a screen reader, styling and customisation options, a series of reading aids, a translator and more.

If you have any form of disability or neurodivergent need and require further assistance in completing your application, please contact the Careers team at [email protected] who will be happy to assist.