Job description

  • Location:
    Mumbai
  • Department:
    Operations(IBP)
  • Division:
    Corporate Banking
  • Employment Type:
    Full time
  • Salary:
    Competitive

Payments Analyst (13445)

Investec – Where Out of the Ordinary Happens

At Investec, we do things differently. We're a leading international bank and wealth manager built on a culture of curiosity, entrepreneurial spirit and human connection. Ideas are heard, ambition is celebrated, and impact is encouraged. As part of a team that challenges convention and strives for outperformance, you'll help shape bold solutions for clients who expect something more than the ordinary.


Team description

The Corporate Banking Operating Model Workstream is designing and setting up a Service and Operations capability, which will enable high quality delivery to Corporate Banking Clients.

 

We are seeking an Operations Associate with:

 

·       Ops Experience in Payments

·       2-5 years' experience in an International Bank, in Operations

·       Work Experience in an offshore GCC would be a positive

 

Purpose of the Role

To ensure successful delivery of the Target Operating Model by:

 

·       Deliver high quality and productivity in Payments Operations

 

Description of role and key responsibilities

·       Process and monitor payment transactions, ensuring accuracy and compliance with bank policies and regulatory requirements.

·       Investigate and resolve payment exceptions and disputes in a timely manner, liaising with internal teams and external counterparties as required.

·       Support daily payment operations activities across multiple payment types, including domestic and international transfers.

·       Maintain thorough documentation of payment processes, transactions, and issue resolutions for audit and compliance purposes.

·       Assist in the implementation of payment system upgrades, process improvements, and automation initiatives within the operations team.

·       Collaborate with the onshore (UK) teams to ensure seamless end-to-end delivery of payment services and adherence to service level agreements (SLAs)

·       Review and interpret MI dashboards to uncover patterns, identify operational bottlenecks, and highlight areas of risk.

·       Monitor and enhance Straight-Through Processing (STP) rates while reducing the need for manual interventions.

·       Participate in training and development activities to maintain up-to-date knowledge of payment systems, regulatory changes, and best practices.

·       Knowledge of reconciliation processes.

 

Core skills and knowledge

·       Experience in Operations for Payments

·       Experience of working in a transactional back-office operation

·       Knowledge of the end-to-end processes for Payments.

·       Basic understanding of UK Banking regulations and Payment Schemes. (CHAPS, Faster Payments, BACS/DD, T2, SEPA, FEDWIRE, CHIPS.

·       Good inter-personal and communication skills, both written and verbal.

·       Accuracy and attention to detail.

·       Be a team player. Collaborate with the team

·       2-5 years' experience in an International Bank, in Operations

 

Any other attributes that would be helpful, but not essential for the role.

·       Work Experience in an offshore GCC would be a positive

As part of our collaborative & agile culture, our working week is 4 days in the office and one day remote. We believe that being together enables us to live our values and support our clients and communities in an extraordinary way.

Investec offers a range of wellbeing benefits to make our people feel healthier, balanced and more fulfilled in their lives inside and outside of work. You can find a list of our benefits here

 

Embedded in our culture is a sense of belonging and inclusion. At Investec we want everyone to find it easy to be themselves, and to feel they belong. It's a responsibility we all share and is integral to our purpose and values as an organisation. We believe that innovation thrives when everyone feels respected, included, and empowered to contribute.

We actively seek out diverse talent and foster an inclusive environment, encouraging applications from people of all backgrounds and experiences. Here, you'll find networks, benefits, and development opportunities designed to support your career journey, wherever it may lead.

If this role excites you but you don't meet every requirement, we'd still love to hear from you. Your unique perspective and experience could be exactly what we are looking for.  Get in touch!

At Investec, we're deeply invested in our clients, our colleagues, and our communities. It's more than a mindset; it's how we show up every day.

Be part of something Out of the Ordinary.


Recite Me

We commit to ensure that everyone is fairly assessed during our recruitment process. To assist candidates in completing their application form, Recite Me assistive technology is available on our Careers pages. This can be accessed by clicking on the ‘Accessibility Options' link at the top of the page.

The Recite Me tool includes a screen reader, styling and customisation options, a series of reading aids, a translator and more.

If you have any form of disability or neurodivergent need and require further assistance in completing your application, please contact the Careers team at [email protected] who will be happy to assist. 


 

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Benefits

Pension
Private Medical Cover
Virtual GP
Gym Discounts
Psychologist Service
Annual Leave
Life Assurance
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