Job description

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  • Location:
    London - 30 Gresham Street
  • Department:
    Growth & Leveraged Finance
  • Division:
    Investec Corporate and Investment Banking
  • Employment Type:
    Full time
  • Salary:
    Competitive

Portfolio Associate (3701)

Growth & Leveraged Finance provides financing to businesses (typically with EBITDA £2m-£75m) in the UK, Ireland and mainland Europe (specifically Benelux and DACH regions) for both financial sponsor and non- financial sponsor backed owners. Finance provision is typically event driven and includes growth capital, acquisition finance & management buyouts, leveraged finance & syndicated debt, refinances & recapitalisations and structured corporate lending. Our core capabilities include originating, structuring and arranging capital for financial sponsors, entrepreneurs and owner-managers and, thereafter, portfolio and balance sheet management.

We have been supporting UK and European businesses for more than 15 years and currently have £1.7bn AuM supporting 90+ clients.

We have a proactive, flexible and solutions-driven approach and seek to customise debt solutions that fit the client's needs. Structures are typically senior secured debt and unitranches, integrated asset-based & cash flow solutions, subordinated debt and minority equity, working capital and capex/acquisition facilities with the ability to provide underwrites and/or bridge structures where a client need exists. Target returns range from gross yields of 3.0% to 10.0%+. This provides our empowered investment professionals a wide platform to optimise origination efforts and to deliver financing certainty, rapidly, to clients all day, every day across the business lifecycle.

An Associate level role within Asset Based & Cash flow lending of our G&LF team will have the following primary focuses;

  • Operate within portfolio team, responsibility for existing portfolio clients
  • Balancing client service, retention, income and risk
  • Portfolio risk review, including onsite business reviews, month end financial review and annual reviews
  • Identify business trends and early risk indicators
  • Involvement in the credit analysis, structuring and execution of lending opportunities for existing portfolio clients
  • Manage exposure throughout deal life cycle including facility amendments and exit strategies
  • Ensure operational and relationship excellence
  • Work with originators as part of deal team, credit through to legal completion
  • Contribute to the development of the Asset Based & Cashflow Lending product

Performance and Development will reviewed via the team “Performance Lens” as follows:-

  • Client, Connectivity & Collaboration
  • Financial Growth (short term)
  • Financial Performance (long term)
  • Internal effectiveness and risk consciousness
  • People and team

Specific Areas of responsibilities

  • Portfolio risk management and review – Work alongside the portfolio team to ensure effective management of existing portfolio clients.  Responsible for managing day to day needs of existing assets, ensuring operational and relationship excellence whilst identifying key business trends and risk indicators. There will be involvement in month end financial review, onsite business reviews and annual credit reviews.
  • Due diligence & Execution – Ensuring excellence in credit analysis, due diligence assessment, financial modelling, and execution of lending opportunities for both new and existing portfolio clients (including gaining credit approvals and legal documentation negotiation). To be performed within the appropriate parameters for Investec's risk appetite, liquidity and return on capital requirements. To continuously improve our business and specialisms, including the promotion of best practice, consistency, quality and scalability.
  • Internal effectiveness and risk consciousness -
  • Excellent technical skill base (risk management, due diligence, valuation work, credit and structuring fundamentals)
  • Develop project management skills to ensure that timelines and deliverables on client requirements and transactions are met
  • Maintain our license to operate by ensuring full compliance with the Investec Procedures / Compliance / Organisational policies and frameworks. To ensure an environment of risk consciousness and compliance with applicable regulatory and legal and other requirement.
  • Create and maintain effective and enduring working relationships with the wider internal stakeholders. In particular, to work closely together with fellow team members to provide clarity of direction, and ensure seamless co-ordination across CIB
  • People, leadership & Culture- Challenging, harnessing and nurturing the talents of the lending team and setting the tone in developing a strong and enjoyable working environment promoting teamwork, collaboration and personal development to maximise performance.
  • Developing a high level of competence in analysts and associates.

To undertake all of the above in a way which is aligned to Investec's culture and values.

 


 
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Location
London - 30 Gresham Street
30 Gresham Street, London, England, GB, EC2V 7QN
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Meet the recruiter

Lindsay Russell

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Benefits

Pension
Private Medical Cover
Virtual GP
Gym Discounts
Psychologist Service
Annual Leave
Life Assurance