Job description

Loading...
  • Location:
    London - 30 Gresham Street
  • Department:
    Banking(IBP)
  • Division:
    IBP Private Client
  • Employment Type:
    Full time
  • Salary:
    Competitive

Private Client Technical Analyst (9925)

Investec is a distinctive Specialist Bank serving clients principally in the UK and South Africa. Our culture gives us our edge: we work hard to find colleagues who'll think out of the ordinary and we put them in environments where they'll flourish. We combine a flat structure with a focus on internal mobility. If you can bring an entrepreneurial spirit and a desire to learn and collaborate to your work, this could be the boost your career deserves.


Are you a Financial Modeller?

Do you have experience working in the Private Banking sector?

Are you looking for your next role where you can make an impact?

Please read below.

 

What is the purpose of the role?    

The Technical Analyst within the Private Client business plays a crucial role in developing and maintaining robust analytical models to support lending decisions, risk management, and returns optimization. This role requires a strong understanding of financial modelling, affordability analysis, cash flow modelling, credit scoring, ROE modelling, and other relevant analytical techniques. The Technical Analyst collaborates with stakeholders across the business, including finance, risk, group modellers, and product teams, to ensure alignment between technical elements and business objectives.

What are the main responsibilities of the role?

•    Model Development and Maintenance:

Develop, maintain, and review accurate and robust analytical models to support lending decisions, risk management, and returns optimization. This includes affordability modelling, cash flow modelling, financial modelling, credit scoring modelling, ROE modelling, prepayment risk modelling, and IRB modelling. Regularly update and enhance existing models to improve accuracy, simplicity, and efficiency.


•    Pricing Analysis:

Assist in monitoring and updating pricing across the offering, combining drivers such as FTP, funding spread, and market swap rates to achieve targeted ROE hurdle rates. Conduct regular market analysis on competitor pricing and respond to pricing queries from Bankers.


•    Risk Management:

Collaborate with stakeholders to manage economic and interest rate risk within the Private Client business. This includes enhancing pipeline management, prepayment assumptions, and other risk factors related to the product offering. Stay informed about industry best practices and emerging trends in risk management within the Private Banking sector.


•    Data Analysis and Insights:

Conduct in-depth analysis of data and market trends to identify patterns, insights, and opportunities for improvement in the technical aspects of the Private Client business. Provide actionable recommendations based on data-driven insights.


•    Model Performance Evaluation:

Monitor and evaluate the performance of existing models, identifying areas for enhancement and proposing changes to improve accuracy and efficiency. Conduct regular reviews of models to ensure compliance with regulatory requirements and internal policies.


•    Collaboration and Stakeholder Support:

Collaborate with cross-functional teams, including finance, risk, and product teams, to understand requirements and ensure effective implementation and utilization of models. Provide technical expertise and support to stakeholders involved in the Private Banking business.


•    Industry Knowledge and Training:

Stay updated with industry regulations, best practices, and emerging trends in technical modelling within the Private Banking sector. Develop and deliver training programs to enhance the technical skills and knowledge of stakeholders involved in the Private Banking business.


•    Data Management:

Collaborate with IT teams to ensure the availability of modelled data required for modelling purposes. Ensure data integrity and accuracy in model inputs and outputs.

By effectively fulfilling these responsibilities, the Technical Analyst contributes to the overall success of the Private Client business by providing robust analytical models, data-driven insights, and technical expertise to support lending decisions, risk management, and returns optimization.

What core skills and knowledge are we looking for?   

•    Strong technical expertise in financial modelling
•    In-depth knowledge of the Private Banking sector in the UK, including lending for owner-occupied homes, buy-to-let properties, and commercial property lending.
•    Proficiency in statistical analysis and modelling techniques, including regression analysis, Monte Carlo simulation, and stress testing.
•    Strong analytical and problem-solving skills to analyse complex data sets, identify patterns, and derive meaningful insights.
•    Good knowledge of relevant software tools and programming languages used in financial modelling, such as Excel, Python, R, or SAS.
•    Understanding of regulatory requirements and industry best practices in the Private Banking sector.
•    Excellent communication and interpersonal skills to collaborate with stakeholders and effectively communicate technical concepts to non-technical audiences.
•    Strong attention to detail and accuracy to ensure the reliability and integrity of models and calculations.
•    Ability to work independently and manage multiple projects and priorities simultaneously.
•    Continuous learning mindset to stay updated with industry trends and enhance technical skills and knowledge.

 


As part of our collaborative & agile culture, our working week is 4 days in the office and one day remote.

Investec offers a range of wellbeing benefits to make our people feel healthier, balanced and more fulfilled in their lives inside and outside of work.

Here is a selection of what we offer;

Wellbeing

Wellbeing Subsidy, Corporate Gym Membership, Virtual GP, Peppy Health App (Fertility, Menopause and Early Parenthood), Optional Private Medical & Dental Insurance

Monetary

Non-contributory Pension & Discretionary Bonus

Life & Income Protection

Life Assurance, Critical Illness & Income Protection

Travel

Season Ticket Loan & Electric Vehicle Scheme 


Embedded in our culture is a sense of belonging and inclusion. This creates an environment in which everyone is free to be themselves which helps to drive innovation, creativity and ultimately business performance. At Investec we want everyone to find it easy to be themselves, and to feel they belong. It's a responsibility we all share and is integral to our purpose and values as an organisation.

Research shows that some candidates can be reluctant to apply to a role unless they meet all the criteria. We pride ourselves on our entrepreneurial spirit here and welcome you to do the same – if the role excites you, please don't let our person specification hold you back. Get in touch!


Recite Me

We commit to ensure that everyone is fairly assessed during our recruitment process. To assist candidates in completing their application form, Recite Me assistive technology is available on our Careers pages. This can be accessed by clicking on the ‘Accessibility Options' link at the top of the page.

The Recite Me tool includes a screen reader, styling and customisation options, a series of reading aids, a translator and more.

If you have any form of disability or neurodivergent need and require further assistance in completing your application, please contact the Careers team at [email protected] who will be happy to assist. 


 
Loading...
Close map
Location
London - 30 Gresham Street
30 Gresham Street, London, England, GB, EC2V 7QN
Loading...

Meet the recruiter

Charmaine Bannerman

LinkedIn

We commit to ensure that everyone is fairly assessed during our recruitment process.

Let us know if you need any reasonable adjustments to complete your application.

Loading...
Share this page
Share with linkedin
Share with facebook
Share with twitter
Share with email
Job Alerts
Create an alert subscription based on this Job

Benefits

Pension
Private Medical Cover
Virtual GP
Gym Discounts
Psychologist Service
Annual Leave
Life Assurance
Loading
X
Loading...